Location: Suncrest Bank Board room, 501 W Main St, Visalia
Business Writing for Bankers focuses on the skills needed to write an effective credit memorandum. Learn techniques for creating, analyzing, improving, and reviewing your own credit write-ups.
Apply these techniques in class, individually, and in small group exercises. The instructor will demonstrate and explain, and you will then practice critiquing, writing, and revising credit
memorandum excerpts. Who will benefit? Credit analysts and loan review staff will benefit by taking this course.
Identify and apply differences between the cause-effect, comparison-contrast, narrative,
by-example and descriptive methods of organizing paragraphs to support your arguments.
Distinguish between elevator analysis and financial discussions that interpret and evaluate
Recognize when to organize the financial discussion in order of high-to-low credit issue
priority instead of following the order of accounts on the financial statement.
Write a historical financial analysis that meets the course’s standards for writing: clear,
concise, and well organized.
Once you register, you will receive a confirmation email with a link to download precourse materials that must be completed prior to attending the course. Please contact Customer Care,
1-800-677-7621 or registrar@ rmahq.org if you do not receive the email
within one business day.
LOCATION: Suncrest Bank - Board Room
501 W Main St
Visalia, CA 93291
RMA Lending Academy I teaches basic core skills for commercial lending and credit. You should use it as a springboard to RMA’s core credit risk curriculum. This introduction to commercial lending
and credit will help you better understand what your customers need in order to run a strong business and what the bank needs in order to make sound lending decisions. RMA Lending Academy I
covers three fundamental topics— accounting, financial statement analysis (including tax returns), and cash flow analysis—for lending to small, closely held
businesses Who will benefit? RMA Lending Academy I is designed for credit risk professionals who are new to banking (0 to 3 years), such as new hires, branch managers, those
new to commercial lending, business development officers, relationship officers and others who are required to read financial statements and tax returns.
Learn basic accounting. • Review interview and communication skills. • Analyze industry, business, and management risks. • Understand financial statement analysis. • Examine personal and
business tax returns. • Examine personal financial statements. • Explore basic cash flow analysis (does not include projections or sensitivity analysis).
A basic understanding of accounting is recommended. On the first day, you will take an accounting assessment for self-evaluation.
Once you register, you will receive a confirmation
email with a link to download precourse materials that must be completed prior to attending the course. Please contact Customer Care, 1-800-677-7621 or registrar@ rmahq.org if you do not receive the email within one business day.
LOCATION: Bank of the Sierra 636 E Shaw Ave,
Fresno, CA 93710